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Buying a NEW CAR?? Top 10 things you should know before buying......

1. Work at your finances and find out what you need to spend every month on transportation. A car shouldn’t be more than 10% of your net pay per month. If it’s more, then consider leasing a car rather than buying one.


2. Before you settle anything, determine what the target price is. Four figure deductions are available with virtually every make.


3. Never sign an arbitration clause or dummy financial forms. Try and get finance from a different source, a bank or financial institution.


4. Haggling should get you a good deal aside from browsing around for finance. The market is highly competitive and be sure to check dealer finance, internet lenders, as well as other options.


5. Try and secure a big down payment to reduce the loan to be paid. Calculate your finances and choice of car such that the term of loan is for the short period.


6. Check what buying bonuses are on offer. These diverge from sound system to cash back offers, and 0% financing. Inquire what extras and add ons will be in addition to the price of the car.


7. Make sure to appraise your old car independently if you are looking for a trade in. Look closely to the ‘cost to change’, the difference in value between what the new car costs and what the old one is worth.


8. Learn about warranties, taxes, and insurance. These can consume your budget.


9. Examine the contract well. Understand the fine print. Be sure that paying off the loan ahead of time won’t have any penalty.


10. Check into at least 3-4 dealers to approximate what the best offer is.
Test drive the car prior to finalizing the deal and work through the car booklet page by page to understand everything that the manufacturer needs to tell you. Clarify what is under warranty and what is not.
Never choose a car based on a picture or dream. It is not how you appear in the car that’s important but how well the car will live up to your needs. Be practical and wise; don’t buy a model because the dealership is offering up a holiday for two or a low interest scheme. Distinguish a vehicle that suits your needs before putting yourself to a barrage of marketing.

Or you could check these lil cars out, *giggles* 8)